What would happen if you lost one of your key people — a valuable employee, co-owner or partner? Or what would be the impact if anything happened to you?
Ask yourself some simple questions to find out if your business has adequate protection.
- Do you have any individuals who contribute heavily to profits?
- Does your business have any unprotected loans or debts?
- Would you want your estate to receive the value of your share of the business in the event of your death?
- If a fellow business owner died, would you want to retain total control of your business?
- In the event of the death or serious illness of a key person or business owner, could a cash injection help short term financial disruption and secure your future?
If your answer to any of these questions was “yes”, you may have a people risk in your business that you need to protect against.
The first step to protecting your business and key employees is to speak to one our experts. They can help you put an appropriate strategy in place so that your business is protected, whatever the future brings.
We have a dedicated team of Business Protection professionals with many years’ experience of helping business owners protect their businesses, key employees and themselves.
We specialise in this area of financial services. We get to know your business and put in place appropriate life insurance cover, in conjunction with any required legal agreements, to ensure money is available and is in the right hands at the right time to help ensure the future of your business.
For over 25 years, we have been helping businesses of all sizes and industries from across the UK to manage the risks in their business. This experience means that we can guide you in quantifying the level of cover your business needs.
People risks are among the most important, and while no one likes to think about death or a serious illness, the impact of losing a key person or business partner can mean the end of some businesses. Many years of hard work can be lost in an instant.
As a firm of Chartered Financial Planners, you can be reassured that we offer high-quality advice. We can implement solutions with leading insurers that complement your overall insurance and risk-management strategy.