Historically, benefits provided by employers have systematically excluded the needs of minorities and underrepresented groups, or have only partially provided coverage. At Mercer, we define inclusive benefits as those benefits developed to address the gaps and disparities in healthcare, well-being, and financial protection for minorities and underrepresented groups, as well as benefits that provide equal access, opportunities, and development for every employee within the organization. Inclusive benefits are integral to an organization’s broader Diversity & Inclusion strategy.